in response to ce1ce1... Hi brilliant ones, let us know how your joint investment for your own home goes. if you are any where in the mn twin cities, I would be game. Best wishes, I know you can do it. Just keep saying I think I can, rest if you must, but don't throw your dreams away. Have fun! Yay, you will be able to paint your walls and not get penalized. Btw, I am in need of friends I can relate to. I live in Minnesota and feel so alone.